Does your California divorce attorney knows estate planning? How about your California estate planning attorney? Make sure they know family law, too

There is a great deal of overlap between estate planning and family law.  So much so that, if you’re seeking a lawyer in either area, you should make sure you have one with experience in the other area of law.

Take your divorce lawyer.  Why would knowledge of estate planning be important?  Well, for starters, your divorce is going to end at some point.  And because divorces often take much longer than we’d like, we are often exhausted after they’re done, and have no desire to do any other kind of planning or work on the whole divorce issue.  But once the divorce is done, this is when the really critical aspects of your financial life and future come into play.  You need to change your beneficiaries on your retirements and life insurance.  You need to change and update your will and estate plan, your powers of attorney, and the guardians for your children.  A divorce lawyer without estate planning experience is not necessarily going to make sure you’re properly advised on these issues.

Conversely, let’s look at your estate planning attorney.  First, in blended families (where one or both spouses have children from a prior relationship), there are specific estate planning issues that overlap with family law.  In addition, it’s important to know whether either of the spouses has separate property.  Separate property is property that either spouse owned prior to the marriage.  If either has separate property, then putting the property into the trust without a separate property agreement transforms the property into community property….and this could make the owner spouse quite upset should the couple eventually decide to divorce.

These are just a few of the small issues that overlap, and there are many more.  So many that it would be detrimental to you and your family – not to mention your financial future – to consult with an attorney who lacks knowledge and experience in one of these areas.

 

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California divorce terminology

I am often asked about the terms I use. Here’s a couple:

The term “Family Law” encompasses all kinds of cases, such as divorce, child custody and support, paternity cases, adoptions, domestic partnerships, guardianships, child support cases with the Department of Child Support Services, and modifications to existing orders.

The term “dissolution” is a fancy way of saying divorce. At some point, California decided that the word “divorce” was insufficient and that, for a divorce case, we would call it a “dissolution of marriage.”

“Spousal support” is also called alimony or “separate maintenance.”  While other states do, California does not distinguish between alimony and spousal support.  In California divorce, the term spousal support is the correct one.

Divorced with kids headed back to school? Tips to avoid craziness with your ex

The most important tip to highlight is a critical concept for ALL divorced and divorcing parents:  Do not use your child as a messenger.  In general, involving your child in your divorce or in your relationship with your ex in any way is severely damaging to the child.  Many courts even say that giving your child a note to give to your ex is a no no.  I mean, really, in today’s world, just send an email!  In addition, email provides you with a record so the other parent can’t say, “I never got it.”

Another issue that comes up is the activities, homework, excursions, practices, and myriad of other things that parents want and need to know about a child’s school.  Whn you have one parent who is “primary,” sometimes that can mean that the other parent gets left out of the loop.  I mean, if you only see your child every other weekend, then it can be tough to keep up on homework and teachers.  Especially since you may be focused on maximizing the time and not focusing on things like homework.

So we try to put in place provisions to ensure that both parents are actively involved with the child’s school.  This can place a burden on the ‘primary’ parent, but it’s a burden that’s in the best interests of the child and well worth the effort.

We used to suggest creating a notebook – just a spiral bound notebook that passed back and forth between the houses – that kept track of homework, permission slips, activities, etc.  I still think it’s a good idea, but perhaps a quick email is better – that way we avoid the child as a messenger.  One way to systemize this is to send a weekly email – it doesn’t have to be long or overly wordy – but it should include any and all information the parent writing it would want to know about the child’s school (homework, notices, upcoming events, school pictures, field trips, expenses) if the shoe were on the other foot.  It can be a simple list.

To avoid drama and arguments, you can exchange your child at school.  First, exchanging at school (after school, for example) instead of at the other parent’s house, can be a great way to avoid conflict between the parents.  This takes away all interaction at the exchange, so there’s no chance for fighting.  Second, there is no inconvenience to one party if someone is late or the schedule changes, since only one parent is involved and the focus is on retrieving the child.  Third, if you have trouble with fights at school activities, then there is a solution:  If you have a child with activities, and you and your ex can’t be in the same football-field-sized area together without causing a scene, here are some suggestions:

1. If the practice or game is during your custodial time, you can attend.  If not, you need to avoid it.  This is not always possible, so…
2. Generally activities have practices and games/events.  Either pick days (Mom can attend events – whatever they are – on Wednesdays, and Father on Tuesdays) or you can alternate events (Mom can go to the game on 9/10, but Dad can go on 9/17).  Obviously, this takes some planning, but isn’t it worth it if it (a) keeps your child out of your arguments, and (b) keeps both parents involved in your child’s activities?
3. Alternate activities.  Many children are involved in a number of activities, and sometimes one parent gravitates toward one, while another parent gravitates toward another.  Mom may be an assistant soccer coach, so she get to attend all those functions, while Dad is keen on photography, so he spends time working on that and attending those shows and events.

The important thing to remember is to keep your child away from the conflict and to be present at their activities.  Sometimes it’s just the way it is, when parents can’t get along, but the parents have to acknowledge this and work to find a way around it that doesn’t hurt their children.  If you keep your eye on what’s important – the health and well-being of your child, then you’ll be able to find a solution to any problem.

What has been your biggest concern about your kids going back to school this year?

Need more information?  Getting a divorce and overwhelmed with all the information you need to know?  Click here for my FREE “Divorce 101” 7-Day e-Course plus FREE 7-page Report, “Things they don’t tell you about divorce in California (and everywhere else!)”

Your family law hearing in California divorce: child custody, child visitation, child support, spousal support, attorney fees…

In most family law cases, one or both parties need the court to help them with initial matters, such as child custody, child visitation, child support, spousal support, and attorney fees.  Because the parties cannot agree on how to handle these matters, a motion is filed with the court, asking the court to make orders on these issues.

After you file your motion with the court, you have to serve it on your opponent. Hopefully, you know that already. Once your opponent receives your motion, he or she has time to file a response. By filing your paperwork in advance, you each have the opportunity to review what the other is saying, and prepare your response to it. This is important because you should never be forced to respond to something about which you do not have advance warning. This goes both ways: you can’t spring something on your opponent and get away with it.

When you get to court on your appointed day and time, remember the following:

1. Get there early to allow yourself to get lost (and find it), to get the layout of the place, and to have time to get settled and take a deep breath.
   2. Read the signs posted in and around the courtroom, as these will give you a lot of information about what is going to happen and the specific court’s procedures. Determine which notes apply to you and act accordingly.
   3. Take a deep breath and try to relax. You may be waiting a long time.
   4. You will probably have the check in and let the court know you are present. Often you check in and give your name (and sometimes case number) to the bailiff or the courtroom clerk.
   5. Most counties have a rule regarding a “meet and confer” prior to being heard by the judge. This is a requirement that you at least try to talk to your opponent to work out your differences before the judge will hear your dispute. DO NOT avoid this if it is a county rule in your county, as it will anger the judge that you ignored the rule – and do it even if there is no rule. Making the judge mad is a big no-no in my book.
   6. When your case is called, announce your name and approach the tables in front of the judge. You’ll get an opportunity to present your side of the argument, and it’s helpful if you have notes responding to what your opponent is going to say. You know what your opponent is going to say because you read his or her paperwork and also talked to him or her immediately prior to the hearing.
   7. Don’t make the judge mad. If he or she cautions you because you have done or said something inappropriate, be sure NOT to repeat your error. One thing that makes most judges mad: interrupting. If you have something to say, find the right time to say it rather than interrupting your opponent or the judge.
   8. Once the judge has heard enough, she or he will say so and announce the order. THIS IS WHAT YOU CAME FOR! Takedetailednotes because you will need to create a written order from the judge’s words.
   9. Before you leave, ask the court for the “Minute Order,” which is the court’s informal notes of the results of the hearing. You can use this to prepare the order. Also, find out which party is preparing the order. Whoever brought the motion generally does this.
   10. Thank the judge as you leave, whether you won or lost. Judges work hard and deserve your thanks for taking their time to help you. You may not like their decision, but thank them anyway.

Getting what you want in divorce: The case for California divorce coaching

I often say that, logistically-speaking, divorce is not especially difficult, but it’s different.  If we remove the emotional aspect and the conflict, preparing the paperwork and going through the process is not particularly complex.  But when you have a family, a career, and a life, it can be impossible to take the time to learn the ins and outs of divorce law and process, and still maintain that life. Unfortunately, too, there are too few resources available in California for individuals to work through the process on their own.

There are a great many good books on the subject, and Nolo Press (www.nolo.com) has a wonderful book, How to do your own divorce in California.  This is a great primer on the basics of California divorce.  Usually, however, every divorce, even the most amicable ones, have one or two unusual or sticky issues that do not fit into the basic divorce issues covered in this book.  What is an individual to do when he or she just wants specific advice on a specific issue?

Every county has some kind of free legal resources, generally through the courthouse.  Most often, though, these resources are not intended to help with legal advice or strategy, but rather are there to help you fill out forms. It can be frustrating to wait in line to get some advice, only to be told that advice is not offered.  Another option is to do a consultation with an attorney, but many attorneys will not give specific advice until hired. You may not need full representation for the advice you need, and – indeed – you may not have several thousand dollars to pay for the answer to (what you think is) a simple question!

The answer is family law coaching, which is a concept I created when I saw this gap in services for divorcing parties. I work with my clients in advance of even our first meeting, gathering both basic information as well as documents, history and questions that you are looking to answer.  Instead of spending our consultation time gathering information from you, I am spending this time answering your specific questions and giving you the legal advice you want and need. I met with a client over the weekend who had already seen three different divorce attorneys. Each of them wanted $2,600 or more to help him with his case.  What he wanted was advice and answers, which none of the prior attorneys had offered him.  When we met, I had already reviewed his prior custody order, his intake form, and his questions for our meeting.  We spent our time together going over the process and h0w to approach his pending motion preparation, mediation, and court hearing. I even helped him to fill out his forms during our meeting, so he left knowing the legal strategy with which to proceed, what forms to file and how, and how to be as successful as possible in his motion…all for the price of one consultation.  If you find yourself in a situation where you are looking for advice on a specific issue and can’t seem to find what you need, give me a call and we can talk to determine if I am the right person to help you.

Make sure your California divorce attorney knows estate planning. And your California estate planning attorney? Make sure they know family law, too.

There is a great deal of overlap between estate planning and family law.  So much so that, if you’re seeking a lawyer in either area, you should make sure you have one with experience in the other area of law.

Take your divorce lawyer.  Why would knowledge of estate planning be important?  Well, for starters, your divorce is going to end at some point.  And because divorces often take much longer than we’d like, we are often exhausted after they’re done, and have no desire to do any other kind of planning or work on the whole divorce issue.  But once the divorce is done, this is when the really critical aspects of your financial life and future come into play.  You need to change your beneficiaries on your retirements and life insurance.  You need to change and update your will and estate plan, your powers of attorney, and the guardians for your children.  A divorce lawyer without estate planning experience is not necessarily going to make sure you’re properly advised on these issues.

Conversely, let’s look at your estate planning attorney.  First, in blended families (where one or both spouses have children from a prior relationship), there are specific estate planning issues that overlap with family law.  In addition, it’s important to know whether either of the spouses has separate property.  Separate property is property that either spouse owned prior to the marriage.  If either has separate property, then putting the property into the trust without a separate property agreement transforms the property into community property….and this could make the owner spouse quite upset should the couple eventually decide to divorce.

These are just a few of the small issues that overlap, and there are many more.  So many that it would be detrimental to you and your family – not to mention your financial future – to consult with an attorney who lacks knowledge and experience in one of these areas.

Need more information?  Getting a divorce and overwhelmed with all the information you need to know?  Click here for my FREE “Divorce 101” 7-Day e-Course plus FREE 7-page Report, “Things they don’t tell you about divorce in California (and everywhere else!)”

Need even more help? Schedule an online appointment here or click here for California Divorce Made Easy!

Estate planning and California divorce: a checklist to avoid disaster

Often, after the time, expense, and emotional upheaval of California divorce (as well as moving, adjusting to life as a single person/parent, dealing with tightening finances…etc. etc.), the last thing on anyone’s mind is estate planning.  Yes, it’s one of the things on the list of things to do…later, when you have time.  When you’re emotionally ready to think about it.  Right?  Well, the reality is that just post-divorce IS the best time to do estate planning.  Why?

1. Because it’s on your mind since you’re working to get the rest of your life in order.
2. It’s critical to get your ex-spouse off of your accounts and as your beneficiary.  You really don’t want him/her inheriting from you, do you?
3. It’s really not that hard, and in fact rather than being draining or difficult, can not only be empowering but help you to really feel like your life has restarted.

Here are the key estate planning items you need to take care of post-divorce (and note you probably can’t do these during your divorce due to the ATROs):

1. Create a new (or initial) living trust and will to protect your assets and your beneficiaries.
2. Cancel any old estate plans.
3. Sign a new power of attorney for asset management.
4. Sign a new health care advance directive power of attorney.
5. Designate the guardian for your children should you pass away.
6. Get new life insurance to meet your (and your children’s) needs.
7. Update the beneficiary on your life insurance, retirement accounts (401Ks, IRAs, etc.) and other payable on death (POD) accounts.
8. Make sure your assets are retitled in your name only.
9. Let people know you’re no longer divorced, like banks, health care providers, and other trusted advisors so no one gives out personal or confidential information inadvertently.
10. Talk to your parents about estate planning, the importance, and how it will help everyone if they create an estate plan (it helps them to leave a legacy and saves you the additional intense difficulty of probate).

Doing these simple tasks will help you to feel stronger, in control, and empowered to take on life’s next challenge.  What are you waiting for? Make an online appointment by clicking here.

Financial issues in California divorce

Since we’re talking about California divorce this week, I thought I’d add a note on finances, since they seem to be at least one of the top reasons for divorce. Untangling your financial lives can be really tough, even out of court.  Here are some things to consider:

During divorce:

Tax implications – what are the tax implications of your filing status as you go through divorce?  What are the implications of your asset division?

Expert fees – what are your attorney/accountant/child custody evaluator/financial advisor fees going to be?

Support – there are tax implications to paying and receiving child and spousal (or family) support in California. If you just take the highest/lowest amount because funds are tight, you may be in trouble later.

But the divorce process is just the beginning.  You also have to consider the financial aspects of your post-divorce life.  You need to consider these things as soon as possible, and not wait until it’s happened.

Post-Divorce:

Cost of living adjustment – here’s still the same bills, but only one of you is paying them.

Change in auto/home/health insurance costs

Increase in “combined” costs.  Did you share a Netflix account?

Lower savings and discretionary income due to the tightened financial belt.

Loss of assets in the divorce – that retirement home may be gone.

Needing/getting new employment – what do you do if you’ve never worked?

Reduced retirement income or savings – you may have thought you were set for retirement…now what?

The theme for this week seems to be planning.  Planning is you’re thinking of divorce, and planning if you’re in the process of divorce.  Don’t let the process or anything that happens in the process to take you by surprise.  It doesn’t have to if you know what to look for and where to look. Need more help? Click here to make an online appointment.

The divorce process in California

When I first started practicing family/divorce law in California, I wanted someone to walk me through the process, start to finish, so I could understand it as a whole.  What is troublesome, unfortunately, is that all divorces differ in many ways, so looking at the process in general can be tricky.  But let’s try…

In California, the first step in getting a divorce is to file a Petition.  It’s fairly easy, and it doesn’t matter at all which spouse files the Petition (or files first).  There’s no advantage or benefit to filing the Petition over the Response (though there may be some advantages/disadvantages to filing sooner or later, but see an attorney on this…like me!).  To file a Petition in California you have to have lived in California for six months prior to the filing and in the county where you have filed for three months prior to the filing.

Once the Petition is filed (and the UCCJEA if you have children), you may need to file for an immediate court order regarding support, child custody and visitation, property or debt division, or some other urgent manner.  To do this, you file a Request for Order.  For any issues regarding support, you much file an Income and Expense Declaration, showing your – you got it – income and expenses so the court can calculate the appropriate support.

To complete your divorce, not only do you have to agree on child and spousal support, child custody and visitation, asset and debt division and any other issues you may have, but you have to complete your disclosures and obtain a Judgment.  The disclosures are forms: the Income and Expense Declaration and the Schedule of Assets and Debts (which is, you guessed it, your assets and debts), as well as a form showing you delivered these to your soon-t0-be-ex-spouse.  These are required in California, so you must be prepared to share all of your income, expenses, assets and debts with your spouse to get divorce.

You’re now in the home stretch: to obtain a Judgment, once you have everything resolved, you have to file a number of documents with the court.  It can be confusing, and most courts have packets at the clerk’s office to help you complete it.  Of course, a Family Law Coach can always help if you get stuck.  Need more detailed help? Click here to make an online appointment.

If you knew how hard California divorce was, you might reconsider…

I read an article last week, and it made me think of all of the couples out there who hastily file for divorce without thinking it through.  Or, perhaps they’ve thought it through, but maybe not in the right way.  Let me explain…

Divorce is hard.  It can take ages, and can be more emotionally taxing and draining than the actual marriage.  Financially?  It can be a disaster for both spouses.  Everyone suffers, not just the couple. The kids have it the worst, and other family members get into the mudslinging as well.  I have always told my clients that whatever you think it’s going to be, divorce is always much longer and much more expensive than you ever thought it would be.

Why does this happen?  I think mainly because most individuals divorcing haven’t taken the time to really learn about the process and how it works.  Most people know of and have heard stories from neighbors, relatives, and friends, so they think they have an idea of what they’re in for.  Sadly, every divorce is different.  Some actually are completed quickly, quietly, and somewhat painlessly – no lawyers, no high fees, no screaming matches and ugly custody battles.  Some are endless, and last until all of the children are 18 and out of the court’s jurisdiction (or longer!), and involve many lawyers, experts, and astronomical fees.  The rest are somewhere in between.

What can we do?  When someone is considering getting a divorce, take some time to learn about what that involves in your state/county/jurisdiction.  Don’t just listen to friends and co-workers.  Everyone’s situation is different.  Look on Nolo Press for books and articles.   Check out Divorce Source.  Consider a consultation with an attorney – tell him or her up front that you just want information because you’re considering divorce – or a Family Law Coach.  Just don’t go in blind, because you may be in for much more than you ever bargained for. Ready for some more information? Click here to make an online appointment.