It can be easy to panic in this situation and not know where to turn or what to do. Information is tough to get (and confusing when you find it) and it seems like this would be a common-enough situation that help would be on every corner. Sadly, this isn’t the case, despite some wonderful organizations and resources out there trying to get the word out about what to do and where to find help. Things are improving, but it’s slow.
Anyway, there is a lot to do and you should move as quickly as you can to take advantage of the time you do have to be sure you make the right decisions. Making decisions in a panic often leads to mistakes you wish you could take back. Your first decision will be placement, and you should be looking at quality of the nursing home and location. You probably want your loved one close to you and/or close to home. Obviously you have to go where there’s availability. There are placement services that can help you find the best place for your family. The next question (and really it’s a concurrent question since you unfortunately should be doing this at the same time) is how to pay for the care. Medicare will probably pay for some of the care, but Medicare maxes out (i.e. stops paying) at 100 days of nursing home care, so you don’t have a lot of time to figure out what to do. Instead of resigning yourself to depleting the hard-earned assets of a lifetime to pay for the care, look into Medi-Cal and Medi-Cal planning. We can help. Often we can preserve much if not most of your estate for your family and future.
The good news is that there’s hope, and there’s help. Give us a call at 925.307.6543 or click here to make an appointment directly using our online scheduling. We have offices all over the Bay Area for your convenience, with our main office in Dublin and satellite offices in Oakland, Walnut Creek, San Francisco, San Mateo, Palo Alto, Sunnyvale, San Rafael and Antioch.
Not ready to make an appointment? We offer a complimentary analysis of your situation for Medi-Cal eligibility. If you download and fill out this form, we will get back to you within 48 hours with a preliminary report on how we can help you qualify for Medi-Cal benefits. Click here to get our FREE Medi-Cal Eligibility Form.